Sometimes giving assets outright to a beneficiary – such a child, a grandchild or a special needs loved one…

Sometimes giving assets outright to a beneficiary – such a child, a grandchild or a special needs loved one…

Sometimes giving assets outright to a beneficiary – such a child, a grandchild or a special needs loved one…

Sometimes giving assets outright to a beneficiary – such a child, a grandchild or a special needs loved one…

Sometimes giving assets outright to a beneficiary – such a child, a grandchild or a special needs loved one…

Sometimes giving assets outright to a beneficiary – such a child, a grandchild or a special needs loved one…